Insurance Coverage and Payment Options

Payment is something to consider early when arranging for home health care. CareGivers will help you determine which payment options would best suit your needs. We will also help you determine if you are eligible for Medicare or Medicaid coverage. We will assist you with the related paperwork and maintain all required documentation to provide direct billing to the appropriate party.

Private Insurance. Many private insurance carriers offer home health care services as a benefit. CareGivers maintains all the required documentation and will bill direct to the insurance carrier.

Medicare. Medicare is a federal health insurance program for people age 65 or older and certain disabled people under 65. It covers the home health services of nurses, therapists, social workers and home health aides. A physician must provide written orders for care to the providing agency.

Medicaid. Medicaid is the medical assistance program for low-income people of all ages who are unable to pay for care and who meet the eligibility guidelines. It is financed by federal, state and local funds, and the services covered are set by federal and state law.

Private Pay (Out of Pocket): If no third party paid options are available, the client pays for home health care services directly.